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You Remembered to Feed the Cows… What About Protecting Yourself?
Travelling is one of my favourite things in the world… right next to coming home. Getting away from the farm…
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Springtime on the farm!
Springtime on the farm; what a glorious, chaotic, and magical season. I’ve always been a faithful lover of spring. It…
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Farm Kids, Big Cheques & Smart Money Moves!
As someone who grew up in 4H, both in beef and horse for all of my childhood, it’s near and…
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They’ve Got the Work Ethic, Now They Need the Financial Playbook
Out here, we raise kids to work hard. They grow up understanding responsibility, long days, early mornings, and what it…
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How a Child UL Policy secures the next generation financially!
Many farm families in Canada use Child Universal Life Insurance policies as a long-term financial planning tool, not just insurance. Because farms often have large…
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Chasing the Unicorn: Finding Work That Fits Real Life
To say the last few months have been a whirlwind, both emotionally and intellectually, is an understatement. I’ve been searching…
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RRSP Advantages for Farmers:
Turning Good Years Into Long-Term Security Farming income isn’t like a steady paycheck. It comes in waves; great years, tough…
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RESP’s: Investing in Your Child’s Future
For many farm families, building a future for the next generation isn’t just about the land — it’s about opportunity. Whether your children eventually take over the farm or pursue a completely different path, education can open doors. One of the most powerful tools available to Canadian families is a Registered Education Savings Plan (RESP). What is an RESP? An RESP is a government-registered savings plan designed to help parents save for their child’s post-secondary education. The biggest advantage isn’t just the savings — it’s the government incentives that come with it. Money invested in an RESP grows tax-deferred, meaning you don’t pay tax on the growth while it stays in the account. When the funds are withdrawn for school, they are usually taxed in the student’s hands, who typically has little or no income — meaning very little tax is paid. The Free Money: Canada Education Savings Grant The government helps boost RESP savings through the Canada Education Savings Grant (CESG). Here’s how it works: If you start early and contribute consistently, this grant alone can add thousands to your child’s education fund. RESP Example If a family contributes $2,500 per year:…
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WHAT IS DEEMED DISPOSITION? The Hidden Tax Bill Many Farm Families Don’t See Coming
For many farm families, the goal is simple: keep the farm in the family. But there’s a tax rule in Canada…
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THE BIG BUSINESS OF THE FAMILY FARM! HOW TO MAKE LIFE INSURANCE WORK FOR YOUR OPERATION!
Family farms are more than businesses — they’re legacies. The land carries stories, sacrifices, and seasons of perseverance. For many…
